Clearer Limited (“Company.” “we”. “us” “our”), is a company registered in Canada at 22 Lorne Place 102 Regina SK Canada S4R 8B34C. We operate the website www.clearerpay.com (the “Site”), as well as any other related products and service that refer or link to these legal terms (the “Legal Terms”) (collectively, the “service”). Clearer Limited is a licensed business that offer currency exchange services to its customers You can contact us by email at hello@clearerpay.com or by mail to 22 Lorne Place 102 Regina SK S4R 8B3 Canada. These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Clearer Limited concerning your access to and use of the Service. You agree that by accessing the Service, you have read, understood and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICE AND YOU MUST DISCONTINUE USE IMMEDIATELY. We will provide you with prior notice of any scheduled changes to the Service you are using. The modified Legal Terms will become effective upon posting or notifying you by hello@clearerpay.com as stated in the email message. By continuing to use the Service after the effective date of any changes, you agree to be bound by the modified terms. The Service are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the service. We recommend that you print a copy of these Legal Terms for your records.
1. OUR SERVICE:
The information provided when using the Service is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.Accordingly, those persons who choose to access the Service from other locations do so on their own initiative and are solely responsible for compliance with local law, if and to the extent local laws are applicable
2. INTELLECTUAL PROPERTY RIGHTS:
Our Intellectual Property:
We are the owner or the licensee of all intellectual property rights in our Service, including all source code, databases, functionality software, website designs, audio, video, text, photographs, and graphics in the Service (collectively, the 'Content'), as well as the trademarks, service marks, and logos contained therein (the 'Marks'). The Content and Marks provided in or through the Service are for your personal, non-commercial use or internal business purpose only.
Your Use of Our Service:
Subject to your compliance with these Legal Terms, including the “PROHIBITED ACTIVITIES” section below, we grant you a non exclusive, non-transferable, revocable license to:
Solely For Your Personal, Non-Commercial Use Or Internal Business Purpose:
Except as set in this section or elsewhere in our Legal Terms, no part of the Service and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicity displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. If you wish to make any use of the Service, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms please address your request to
hello@clearerpay.com. If we ever grant you the permission to post, reproduce, or publicly display any part of our Service or Content, you must identify us as the owners or licensors of the Service, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing or displaying our Content. We reserve all rights not expressly granted to you in and to the Service, Content and Marks. Any breach of these intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Service will terminate immediately.
Your Submissions:
Please review this section and the “PROHIBITED ACTIVITIES” section carefully prior to using our Service to understand the:
- (a) rights you give us and
- (b) obligations you have when you post or upload any content through the service.
Submissions: By directly sending us any question, comment, suggestion, idea,feedback or other information about the Service (“Submissions”), you agree to assign to us all intellectual property rights in such submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise without acknowledgment or compensation to you. By sending us Submissions through any part of the Service you confirm that you have read and agree with our “PROHIBITED ACTIVITIES” and will not post, send, publish, upload, or transmit through the Service any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading; That you have the necessary rights and licenses to submit such Submissions and that you have full authority to grant us the above –mentioned rights in relation to your Submissions, and warrant and represent that your Submissions do not constitute confidential information. You are solely responsible for your Submissions and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of (a) this section. (b) any third party’s intellectual property rights, or (c) applicable law.
3. USER REPRESENTATIONS:
By using the Service, you represent and warrant that:
All registration information you submit will be true, accurate, current, and complete.
you will maintain the accuracy of such information and promptly update such registration information as necessary.
You have the legal capacity and agree to comply with these Legal Terms.
You are not a minor in the jurisdiction in which you reside
You will not access the Service through automated or non-human means, whether through a bot, script or otherwise
You will not use the Service for any illegal or unauthorized purpose, and
Your use of the Service will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current; or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Service(or any portion thereof)
4. USER REGISTRATION:
You may be required to register to use the Service. You agree to keep your password confidential and will be responsible for all use of your account and password.We reserve the right to remove, reclaim, or change a username you select if we determine in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.
5. PROHIBITED ACTIVITIES:
You may not access or use the Service for any purpose other than that for which we make the Service available.The Service may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.
As a user of the Service you agree not to:
Systematically retrieve data or other content from the Service to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
Circumvent, disable, or otherwise interfere with security-related features of the Service, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Service and/or the Content contained therein.
Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Service.
Use any information obtained from the Service in order to harass, abuse, or harm another person.
Make improper use of our support service or submit false reports of abuse or misconduct.
Use the Service in a manner inconsistent with any applicable laws or regulations.
Engage in unauthorized framing of or linking to the Service.
Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Service or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Service.
Engage in any automated use of the system, such as using scripts to send comments or messages or using any data mining robots, or similar data gathering and extraction tools.
Delete the copyright or other proprietary rights notice from any content.
Attempt to impersonate another user or person or use the username of another user.
Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ('GIFs'), '1x1' pixels, web bugs, cookies, or other similar devices (sometimes referred to as 'spyware' or 'passive collection mechanisms').
Interfere with, disrupt, or create an undue burden on the Service or the networks or services connected to the Service.
Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Service to you.
Attempt to bypass any measures of the Service designed to prevent or restrict access to the Service, or any portion of the Service.
Copy or adapt the Service software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
Except as permitted by applicable law, decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Service.
Except as may be the result of standard search engine or internet browser usage, launch, develop, or distribute any automated system including, without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Service, or use or launch any unauthorized script or other software.
Use a buying agent or purchasing agent to make purchases on the Service.
Make any unauthorized use of the Service, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
Use the Service as part of any effort to compete with us or otherwise use the Service and/or the Content for any revenue.
Sell or otherwise transfer your profile.
6. USER GENERATED CONTRIBUTIONS:
The Service does not offer users access to submit or post content. We may provide you with the opportunity to create, submit, post, display, transmit,perform, publish, distribute, or broadcast content and materials to use or on the Service, including but not limited to writings, video, audio, photographs,graphics, comments, suggestions, or personal information or other material(collectively, “Contributions”).Contributions may be viewable by other users of the Service and through third party websites. When you create or make available any Contributions, you thereby represent and warrant that:
The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
You are the creator and owner of or have the necessary licenses, rights, consents, release, and permissions to use and to authorize us, the Service, and other users of the Service to use your Contributions in any manner contemplated by the Service and these Legal Terms.
You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Service and these Legal Terms.
Your Contributions are not false, inaccurate, or misleading.
Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and do not promote violence against a specific person or class of people.
Your Contributions do not violate any applicable law, regulation, or rule.
Your Contributions do not violate the privacy or publicity rights of any third party.
Your Contributions do not violate any applicable law concerning child pornography or are otherwise intended to protect the health or well-being of minors.
Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
Your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms or any applicable law or regulation. Any use of the Service in violation of these Legal Terms may result in, among other things, termination or suspension of your rights to use the Service.
7. CONTRIBUTION LICENSE:
You agree that we may access, store, process, and use any information and personal data that you provide and your choices (including settings). By submitting suggestions or other feedback regarding the Service, you agree that we can use and share such feedback for any purpose without compensation to you.
We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions.We are not liable for any statements or representations in your Contributions provided by you in any area on the Service.You are solely responsible for your Contributions to the Service and you expressly agree to exonerate us from any and all responsibility and to retrain from any legal action against us regarding your contributions.
8. GUIDELINES FOR REVIEWS:
We may provide you areas on the Service to leave reviews or ratings. When posting review, you must comply with the following criteria:
You should have firsthand experience with the person or entity being reviewed.
Your reviews should not contain otherwise profanity, or abusive, racist, offensive, or hateful status, sexual orientation, or disability
Your reviews should not reference to illegal activity.
You should not be affiliated with competitors if posting negative reviews.
You should not make any conclusions as to the legality of conduct.
You may not post false or misleading statements.
You may not organize campaigns encouraging others to post reviews, whether positive or negative.
We may accept, reject, or remove reviews at our sole discretion. We have absolutely no obligation to screen reviews or to delete reviews, even if anyone considers reviews objectionable or inaccurate.Reviews are not endorsed by us, and do not necessarily represent out opinions or the views of any review,By posting a review, you hereby grant to us a perpetual, non- exclusive,worldwide, royalty - free, fully paid, assignable, and sublicensable right and license to reproduce, modify, translate, transmit by any means, display,perform, and / or distribute all content relating to review
9. SERVICE MANAGEMENT:
We reserve the right, but not the obligation to:
Monitor the Service for violations of these Legal Terms.
Take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including without limitation, reporting such user to law enforcement authorities.
In our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable(to the extent technologically feasible) any of your Contributions or any portion thereof,
In our sole discretion and without limitation, notice, or liability, to remove from the Service, and
Otherwise manage the Service in a manner designed to protect our rights and property and to facilitate the proper functioning of the Service.
10. TERM AND TERMINATION:
These Legal Terms shall remain in full force and effect while you use the Service WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL
TERMS. WE RESERVE THE RIGHT TO IN OUR SOLE DISCRETION AND
WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE
SERVICE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON
FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION
FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT
CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR
REGULATION WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE
SERVICE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION
THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE
DISCRETION.
If we terminate or suspend your account for any reason, you are prohibited
from registering and creating a new account under your name, a fake or
borrowed name, or the name of any third party, even if you may be acting on
behalf of the third party. In addition to terminating or suspending your
account, we reserve the right to take appropriate legal action, including
without limitation, pursuing civil, criminal, and injunctive redress.
11. MODIFICATIONS AND INTERRUPTIONS:
We reserve the right to change, modify, or remove the contents of the Service
at any time or for any reason at our sole discretion without notice, However,
we have no obligation to update any information on our Service. We will not
be liable to you or any third party for any modification, price change.
Suspension, or discontinuance of the service.
We cannot guarantee the Service will be available at all times. We may
experience hardware, software, or other problems or need to perform
maintenance related to the Service, resulting in interruptions, delays, or
errors. We reserve the right to change, revise, update, suspend, discontinue, or
otherwise modify the Service at any time or for any reason without or with
due notice to you at our sole discretion. You agree that we have no liability
whatsoever for any loss, damage, or inconvenience caused by your inability to
access or use the Service during any downtime or discontinuance of the
Service, Nothing in these Legal Terms will be construed to obligate us to
maintain and support the Service or to supply any corrections updates, or
releases in connection therewith.
12. GOVERNING LAW:
These Legal Terms shall be governed by and defined following the laws of
Nigeria, Clearerpay and yourself irrevocably consent that the courts of Nigeria
shall have exclusive jurisdiction to resolve any dispute which may arise in
connection with these Legal Terms.
13. CORRECTIONS:
There may be information on the Service that contains typographical errors,
inaccuracies, or omissions, including descriptions, pricing, availability, and
various other information, we reserve the right to correct any errors,
inaccuracies or omissions and to change or update the information on the
Service at any time, without prior notice.
14. DISCLAIMER:
You agree that your use of the service will be at your sole risk to the fullest
extent permitted by law. We disclaim all warranties, express or implied, in
connection with the service and your use thereof, including, without
limitation, the implied warranties of merchantability fitness for a particular
purpose and non infringement. We make no warranties or representations
about the accuracy or comleteness of the service content or the content of any
websites or mobile applications linked to the service and we will assume no
liaility or responsibility for any:
Errors, mistakes, or inaccuracies of content and materials
Personal injury or property damage, of any nature whatsoever, resulting
from your access to and use of the service
Any unauthorized access to or use secure servers and/or any and all personal information and / or financial information stored therein
Any interruption or cessation of transmission to or from the service
Any bugs, viruses, tronjan horses, or the like which may be transmitted to or
through the service by any third party and/or
Any errors or omissions in any content and materials or for any loss or
damage of any kind incurred as a result of the use of any content postedm
transmitted, or otherwise made available via the service we fo not warrant,
endorse, guarantee, or assume responsibility for any product or service
advertised or offered by a third party through the service, any hyperlinked
website, or any website or mobile application featured in any banner or other
advertising, and we will not be a party to or in any way be responsible for
monitoring any transaction between you and any third party providers of
products or service as with the purchase of a product or service through any
medium or in any environment you should use your best judgment and exercise
caution where appropriate.
15. LIMITATIONS OF LIABILITY:
In no event will we or our directors, employees or agents be liable to you or
any third party for any direct, indirect, consequential, exemplary, incidental,
special or punitive damages, including lost profit, lost revenue, loss of data, or
other damages arising from your use of the service. Even if we have been
advised of the possibility of such damages.
16. USER DATA:
We will maintain certain data that you transmit to the Service for the purpose
of managing the performance of the Service, as well as data relating to your
use of the Service. Although we perform regular routine backups of data, you
are solely responsible for all data that you transmit or that relates to any
activity you have undertaken using the Service. You agree that we shall have
no liability to you for any loss or corruption of any such data and you hereby
waive any right of action against us arising from any such loss or corruption of
such data.
17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES:
Visiting the Service, sending us emails, and completing online forms constitute
electronic communications. You consent to receive electronic
communications, and you agree that all agreements, notices, disclosures, and
other communications we provide to you electronically, via email and on the
Service, satisfy any legal requirement that such communication be in writing.
YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES,
CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC
DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS
INITIATED OR COMPLETED BY US OR VIA THE SERVICE. You hereby waive
any rights or requirements under any statutes, regulations, rules, ordinances,
or other laws in any jurisdiction which require an original signature or
delivery or retention of non-electronic records, or to payments or the granting
of credits by any means other than electronic means.
18. CONTACT US:
If you have questions or concerns about this Policy, need it in an alternative format, have a specific request related to your Personal Information or any complaints about our privacy practices, please contact us at
hello@clearerpay.com.